---
title: Participant Guide | Your Past, Present, and Future to Financial Wellness
description: Did you know that 53% of full-time employed American adults felt stressed dealing with their personal financial situations over the past few years? Financial wellness programs can be beneficial to financially-stressed employees, but there are many stages to financial wellness!
---

[Employee Benefits Blog | Bjork Group ](https://www.bjorkgroup.com/blog)

# [Participant Guide | Your Past, Present, and Future to Financial Wellness](https://www.bjorkgroup.com/blog/your-past-present-and-future-to-financial-wellness)

 Written by [Bjork Group](https://www.bjorkgroup.com/blog/author/bjork-group) | Jun 10, 2019 3:00:00 PM

 

 

Did you know that 53% of full-time employed American adults felt stressed dealing with their personal financial situations over the past few years?[[1]](https://www.bjorkgroup.com/blog/your-past-present-and-future-to-financial-wellness?hs_amp=true#_ftn1)

Financial wellness programs can be beneficial to financially-stressed employees, but there are many stages to financial wellness! Our new participant guide covers the three stages of financial wellness:

- Paying down debt
- Paying yourself
- Paying for your future

Send and share with your employees!

 

***[Download the Guide >>](https://www.bjorkgroup.com/hubfs/BJORK_Q2_2019_Participant%20Guide_Your%20Past%20Present%20and%20Future%20to%20Financial%20Wellness.pdf)***

[[1] PwC, “Special Report: Financial stress and the bottom line,” September 2017.](https://www.pwc.com/us/en/private-company-services/publications/assets/pwc-financial-stress-and-bottom-line.pdf)

[View full post](https://www.bjorkgroup.com/blog/your-past-present-and-future-to-financial-wellness)

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